• Capitalized savings with a minimum annual interest rate of 3.5%
• Additional warranty

In the event of permanent total disability / death:
a death benefit is paid to the beneficiary to mitigate the financial loss caused by the disappearance of the insured (Death Benefit Guarantee);
a periodic compensation is paid to allow your child to continue his or her studies until the end of the contract upon obtaining the high school certificate (Monthly Indemnity Guarantee);
the continuation of the contributions by the insurer SAAR-VIE (Premium Waiver Benefit) until the end of the contract upon obtaining the high school certificate.

You continue to be covered (continuation of contributions), in the event of an involuntary interruption of your professional activity (Unemployment Benefit).

You receive annually or on request the situation of your AS Millennium account, thanks to the computerized and permanent follow-up of your contract.

You will benefit from guidance and support for your child during his or her higher education: availability of a database provided on the costs and courses of university and professional training in Cameroon and abroad.

AS Millénium contributes to the reduction of family expenses (liabilities), as soon as your child obtains their high school certificate, and the start of financing their higher education by the “School Savings” capital.

It is a contract with periodic contributions (monthly, quarterly, half-yearly, annual, single), with a minimum premium of CFAF 5000 per month.

To subscribe or for further details, please contact us.

• Our retirement savings product is a life insurance and capitalisation cover that guarantees a capital sum to the insured (the employee) at the end of the contract (retirement date).
• Capitalized savings with a minimum annual interest rate of 3.5%

The fund thus constituted by the Insured’s savings and capitalised by SAAR-VIE is received on retirement in the form of retirement capital payable in one lump sum, or in the form of a life annuity payable in arrears quarterly or half-yearly. This is a sure way to make life enjoyable, even when you are already out of work.

• It is a simple, flexible and profitable contract which, in the event of death or ADD (Absolute and Definitive Disability) of the insured, before the end of the contract, serves the designated beneficiary with the totality of the retirement account constituted at the date of death or disability of this insured.

Any person (man or woman), under 60 years of age and working or not, who decides to financially secure his or her days of professional inactivity, or who wishes to strengthen his or her income with a capital sum or an annuity, the fruit of his or her savings, is eligible for Supplementary Pension Insurance.

It is a contract with periodic contributions (monthly, quarterly, half-yearly, annual, single), with a minimum premium of CFAF 5000 per month.

To subscribe or for further details, please contact us.

It’s an individual insurance policy that guarantees:

• to the beneficiary the payment of capital if the insured dies in the course of the contract
• to the insured the payment of capital in the event of permanent and total disability before the end of the contract

Any individual who wishes to guarantee the financial security of his or her loved ones in the event of death.

To get a quote, simply fill out the insurance application online. A quotation will be sent to you. The premium will depend on your age, the disability/death benefit chosen, the chosen term of contract, etc.

To subscribe or for further details, please contact us.

The payment to the beneficiary of a capital sum intended to cover the funeral expenses of the insured who dies during the course of the contract.

Any private individual who wishes to clear his relatives of the costs of organising his funeral.

To get a quote, simply fill out the insurance application online. A quotation will be sent to you. The duration of the contract is 1 year renewable.

To subscribe or for further details, please contact us.

It is a group insurance contract for companies and/or groups of individuals which guarantees:

• to the beneficiary or rightful claimants the payment of capital if the insured dies in the course of the contract
• to the insured the payment of capital in the event of permanent and total disability before the end of the contract

A company for the benefit of its staff
An association for the benefit of its members

To get a quote, simply fill out the insurance application online. A quotation will be sent to you. The premium will depend on your age, the disability/death benefit chosen, the chosen term of contract, etc.

To subscribe or for further details, please contact us.