As Millenium

It is a savings product that consists of setting up a fund that will be used to pay for a child’s higher education.

Product  warranties 

  • Capitalized savings with a minimum annual interest rate of 3.5%
  • Additional warranty

In the event of permanent total disability / death:
a death benefit is paid to the beneficiary to mitigate the financial loss caused by the disappearance of the insured (Death Benefit Guarantee);
a periodic compensation is paid to allow your child to continue his or her studies until the end of the contract upon obtaining the high school certificate (Monthly Indemnity Guarantee);
the continuation of the contributions by the insurer SAAR-VIE (Premium Waiver Benefit) until the end of the contract upon obtaining the high school certificate.

Other  benefits 

You continue to be covered (continuation of contributions), in the event of an involuntary interruption of your professional activity (Unemployment Benefit).

You receive annually or on request the situation of your AS Millennium account, thanks to the computerized and permanent follow-up of your contract.

You will benefit from guidance and support for your child during his or her higher education: availability of a database provided on the costs and courses of university and professional training in Cameroon and abroad.

AS Millénium contributes to the reduction of family expenses (liabilities), as soon as your child obtains their high school certificate, and the start of financing their higher education by the “School Savings” capital.

Cost 

It is a contract with periodic contributions (monthly, quarterly, half-yearly, annual, single), with a minimum premium of CFAF 5000 per month.

To subscribe or for further details, please contact us.

Flash Millenium

Since retirement can be understood as a well-deserved rest period after several years of work, it should not in itself be considered a disaster. However, retirement scares or frightens most workers, especially those who have not had time to prepare for this post-work period.

With this in mind, SAAR-VIE designed the supplementary pension insurance contract, under the name “Flash Millennium”.

Product  warranties 

  • Our retirement savings product is a life insurance and capitalisation cover that guarantees a capital sum to the insured (the employee) at the end of the contract (retirement date).
  • Capitalized savings with a minimum annual interest rate of 3.5%

The fund thus constituted by the Insured’s savings and capitalised by SAAR-VIE is received on retirement in the form of retirement capital payable in one lump sum, or in the form of a life annuity payable in arrears quarterly or half-yearly. This is a sure way to make life enjoyable, even when you are already out of work.

  • It is a simple, flexible and profitable contract which, in the event of death or ADD (Absolute and Definitive Disability) of the insured, before the end of the contract, serves the designated beneficiary with the totality of the retirement account constituted at the date of death or disability of this insured.

Eligibility: 

Any person (man or woman), under 60 years of age and working or not, who decides to financially secure his or her days of professional inactivity, or who wishes to strengthen his or her income with a capital sum or an annuity, the fruit of his or her savings, is eligible for Supplementary Pension Insurance.

Cost 

It is a contract with periodic contributions (monthly, quarterly, half-yearly, annual, single), with a minimum premium of CFAF 5000 per month.

To subscribe or for further details, please contact us.

Tempo Alpha

The death or disability of a person is a major blow. In addition, if the victim was an employee or owner of income, it results in the loss of material or financial income. What can be done about it?

At SAAR-VIE, we thought about it. That’s why we designed the “Tempo α” contract.

Product  warranties 

It’s an individual insurance policy that guarantees:

  • to the beneficiary the payment of capital if the insured dies in the course of the contract
  • to the insured the payment of capital in the event of permanent and total disability before the end of the contract

Eligibility 

Any individual who wishes to guarantee the financial security of his or her loved ones in the event of death.

Cost 

To get a quote, simply fill out the insurance application online. A quotation will be sent to you. The premium will depend on your age, the disability/death benefit chosen, the chosen term of contract, etc.

To subscribe or for further details, please contact us.

Tempo 2000

At any time, you may have to deal with the expenses involved in the loss of a loved one: The preservation of the body, the purchase of the casket, the purchase of the costume, the rental of transportation, the wake, the reception and the funeral; Etc…

SAAR-VIE is always at your side with its product TEMPO 2000.

Product  warranties 

The payment to the beneficiary of a capital sum intended to cover the funeral expenses of the insured who dies during the course of the contract.

Eligibility 

Any private individual who wishes to clear his relatives of the costs of organising his funeral.

Cost 

To get a quote, simply fill out the insurance application online. A quotation will be sent to you. The duration of the contract is 1 year renewable.

To subscribe or for further details, please contact us.

Tempo Gamma

The death or disability of a person is a major blow. In addition, if the victim was an employee or owner of income, it results in the loss of material or financial income. What can be done about it?

At SAAR-VIE, we thought about it. That’s why we designed the “Tempo y” contract.

Product  warranties 

It is a group insurance contract for companies and/or groups of individuals which guarantees:

  • to the beneficiary or rightful claimants the payment of capital if the insured dies in the course of the contract
  • to the insured the payment of capital in the event of permanent and total disability before the end of the contract

Eligibility 

A company for the benefit of its staff
An association for the benefit of its members

Cost 

To get a quote, simply fill out the insurance application online. A quotation will be sent to you. The premium will depend on your age, the disability/death benefit chosen, the chosen term of contract, etc.

To subscribe or for further details, please contact us.

End-of-career  benefits 

This insurance enables the employer to effectively manage the various benefits to be paid to employees when they leave the company due to retirement, in accordance with the legislation and agreements in force.

It has a triple advantage because it allows the employer to enjoy:

  • technical support from the insurer in the management of end-of-career benefits;
  • financial proceeds from investments made by the insurer;
  • tax benefits related to the outsourcing of this management of end-of-career benefits.

The guarantee can also be extended to cover cases of resignation and death.

To subscribe or for further details, please contact us.