By virtue of your individual accident contract, SAAR guarantees the payment of the capital sums provided for in the event of:

  • Death;
  • Permanent total or partial disability;
  • Treatment costs.

Under this contract, accident refers to any unintentional bodily injury suffered by the victim and arising from the sudden action of an external cause.

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In the event of the accidental death of the insured, SAAR undertakes to make available to his heirs, the capital determined by the insured himself.

Permanent  and  total  disability 

In the event of permanent and total disability resulting from an accident, SAAR will pay the insured, on the basis of the degree of disability determined after a counter-assessment, the maximum capital determined by the insured.

Permanent  and  partial  disability 

The insured will receive compensation proportionate to the degree of disability determined after a counter-assessment.

N.B. It should be noted that death and total disability benefits cannot be cumulated.

Treatment  costs 

Thanks to his health card, the insured benefits from direct coverage. Or, SAAR reimburses up to the ceiling provided, the disbursements made by the insured, upon presentation of supporting documents.